“Despite its importance, many Americans have yet to put even the most basic estate planning documents in place. Without a plan, decisions about assets, guardianship and other important matters may be left to state law or the courts rather than the individuals and families directly affected.
“A good estate plan goes beyond a will. Depending on individual circumstances, it may include a trust, financial and health care powers of attorney, advance health care directives and updated beneficiary designations for retirement accounts and life insurance policies. Together, these tools help ensure that your wishes are understood and that trusted individuals can make decisions on your behalf if you become unable to do so.”
(continued)
● “Estate planning is about more than what you leave behind,” Grand Rapids Herald Review, 10/18/26:
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